About Pecan Row
Our Foundation
Pecan Row Homes was founded on experience from both sides of the construction lending relationship — underwriting builder credit lines inside a commercial bank, then managing treasury and more than $39 million in active construction loans for a top-200 U.S. production homebuilder.
For clients, that means the discipline of a credit analyst applied to every budget, draw schedule, and cost report. The builder behind Pecan Row grew up on Pecan Row Drive in Wharton, Texas — watching his family build the home he was raised in. That is why the company carries the name, and why Aggieland is where we chose to build.
Background
Treasury operations, $39M+ construction loan oversight, and revenue forecasting for a top-200 U.S. production homebuilder. Lender package assembly, bank meeting participation, draw management across 30+ communities.
Underwrote builder guidance lines up to $8–10M. Monitored covenant compliance across a $50M+ commercial construction portfolio. Financial statement analysis and B/CS market business development.
Master's-level training in financial management with a commercial banking concentration, on top of an undergraduate degree focused on finance and real estate. Aggie roots run deep here.
How We Work
Most custom builders come from the trades. They know how to build. Fewer understand the financial mechanics that underpin every project — how money moves, what lenders expect at each draw, how to structure a job cost report that actually means something.
Pecan Row Homes is built on both. The craft matters. So does the ledger behind it.
Every budget is built from the ground up. Every draw request is documented. Every number has a source.
You see what the home costs. You see where the money goes. No markups hidden in subcontractor invoices.
We build homes that are meant to outlast the people who commission them. That standard is non-negotiable.
We work with a small number of clients at a time. Every project gets direct attention — not a project manager you never meet.
The conversation starts with a simple question: what are you trying to build?