The Builder
Meet the Builder
Matthew Hasenpflug built a career doing what few people in custom homebuilding have managed: he worked both sides of the construction lending relationship before he ever broke ground on a home of his own. At Guaranty Bank, he underwrote builder guidance lines and evaluated construction loan risk as the lender. At Flintrock Builders — a top-200 U.S. production homebuilder — he crossed to the builder's side, managing treasury and more than $39 million in active construction loan obligations.
That perspective is the foundation of Pecan Row Homes. Clients get the financial discipline of a credit analyst applied to every budget, draw schedule, and cost report — because the builder understands the process from both ends of the table.
Matthew holds a Master of Financial Management from the Mays Business School at Texas A&M and a B.S. in Agricultural Economics with a Finance and Real Estate focus. He is a lifelong Brazos Valley resident, an Eagle Scout, and grew up on Pecan Row Drive in Wharton, Texas — watching his family build the home he grew up in. That is why this company carries that name.
Background
Treasury operations, $39M+ construction loan oversight, revenue forecasting model for a top-200 U.S. production homebuilder. Lender package assembly, bank meeting participation, draw management across 30+ communities.
Underwrote builder guidance lines up to $8–10M. Monitored covenant compliance across $50M+ commercial construction portfolio. Financial statement analysis, builder credit underwriting, B/CS market business development.
Commercial Banking concentration, Mays Business School. B.S. Agricultural Economics, Finance & Real Estate focus. Dean's List. 1st-place NAHB Production Home Building Competition, VP of Finance.
How I Work
Most custom builders come from the trades. They know how to build. Fewer understand the financial mechanics that underpin every project — how money moves, what lenders expect at each draw, how to structure a job cost report that actually means something.
Pecan Row Homes is built on both. The craft matters. So does the ledger behind it.
Every budget is built from the ground up. Every draw request is documented. Every number has a source.
You see what the home costs. You see where the money goes. No markups hidden in subcontractor invoices.
We build homes that are meant to outlast the people who commission them. That standard is non-negotiable.
We work with a small number of clients at a time. Every project gets direct attention — not a project manager you never meet.
We work with a select number of clients each year. The conversation starts with a simple question: what are you trying to build?